🏦 Bank Loans vs. Non-QM vs. DSCR vs. SBA — Which Mortgage Loan Is Right for You? 📊

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 25/02/2026

Bank Loans vs. Non-QM vs. DSCR vs. SBA — Which One Fits Your Situation? Most borrowers don’t have a loan problem. They have a fit problem. As a mortgage broker in Katy, Houston, and across Texas, I don’t push products. I structure solutions. The key is matching the right borrower profile with the right underwriting model.

Bill Rapp, Commercial Mortgage Broker

🔄 Commercial Mortgage Refinancing Explained: Lower Payments, Better Terms & More Cash Flow 💰

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 27/12/2025

Commercial Mortgage Refinancing Explained 🔄 Commercial mortgage refinancing is one of the most powerful—and misunderstood—tools available to real estate investors and business owners. When executed correctly, refinancing can improve cash flow, unlock equity, reduce risk, and reposition a property for long-term success. When done poorly, it can destroy value.

Bill Rapp, Commercial Mortgage Broker